Personal Injury Seattle: What is Subrogation?

Subrogation is one of the those legal terms that gets peoples heads spinning. We'll take this post to attempt to simply as best as possible for you. 

In the context of a lawsuit or claim, subrogation is essential the means through which an insurance company, or any other party, steps into the shoes of another party in order to assume that person's rights and remedies. 

In the context of a car accident case, it refers to your insurance companies right to seek recovery for expenses it paid due to the negligence of the driver that hit you. 

If your health insurer or automobile insurer, often under your Personal Injury Protection (PIP) coverage, pays medical or other expenses due to the at-fault driver's negligence, the insurance company has a right under its policy with you to recover those expenses. Realistically, your own insurance company often comes to you or your personal injury attorney and asks for repayment directly from the settlement amount. Whenever you are contemplating settling a car accident or personal injury case in Washington, be aware that your own insurance company is entitled to recovery for expenses, subject to a Mahler reduction. 

For more information on your rights in a Seattle Auto Accident claim, consider contacting a Seattle Personal Injury Attorney.  

Our Firm: 

Weitz Law Firm, PLLC
520 Kirkland Way, Ste 103
Kirkland, WA 98033